Canada Dune Buggy Insurance Is No Longer Possible?

[bruces]

Goer a jeep shop for the safety and do it yesterday as the rules are drastically changing next week .

[manxbugguy]

Found a local guy who will do the safety. He's checking it today and will let me know what needs to be done. At the moment, I'm just trying to get enough to get plates (Insurance through Allsate - Luke in Waterdown).
I should know this afternoon if it's a go!!
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Verified by Winnie Meyers Manx - no tag.
1958 chassis 1971 1600 Dual Port Engine
** hopeful to obtain Ontario insurance in 2016 **

[manxbugguy]

[Albertabuggy]

Just put mine on the road in Alberta. Through Intact. No issues.

[Glasser]

Good to know AB.
_________________
Brent
My build up http://www.thesamba.com/vw/forum/viewtopic.php?t=265364&postdays=0&postorder=asc&start=0
Project#2. Neighbors build up. http://www.thesamba.com/vw/forum/viewtopic.php?t=327008

[GregKilpatrick]

Manxbuggy what did your ownership say ? I am insured for my daily through Allstate and they won't touch my Empi Imp ! It's titled as "71 DUN "

[manxbugguy]

[PR_Buggy]

Those of you who have given updates, thank you very much. I've been going through the same headache as you guys trying to find insurance, while I'm midway through sanding the body for paint. I'm going to try those leads now. Thanks again guys.

[t3sters]

Maybe this helps. I use Rally insurance and here is a post a guy in the Texas Dune owners group made up.


Because Dune Buggies are funky little cars, they are not always easy to find insurance for. But there are a few agents that are willing to work with you, I got this quote from Kelsey Bell of Rally Insurance Group Inc. (www.rallyinsurance.com or 630-617-9960). I have found that a Agreed Value Policy is about the easiest policy to obtain. A Agreed Value Policy is where you and the insurance company come to an agreement on what your Dune Buggy is worth. Basically, they ask you what you feel the car is worth in the event of a total loss & then they will charge you accordingly. In my opinion they are just insuring a dollar amount you come up with, not necessarily a specific car. Either way as long as you make the yearly payment, you are covered for whatever dollar amount you come up with. So that you can get an idea of what a Policy looks like I show you the estimate I was offered in hopes that it will help.

The Coverage Description

Only my wife and I will be covered to drive it as insured drivers.

I agreed that we would drive it 3000 miles or less a year.

Car has to be kept in a garage

Bodily Injury Liability - $100000/$300000

Property Damage Liability - $100000

Uninsured/Underinsured Motorists Bodily Injury - $100000/$300000

Uninsured/Underinsured Motorists Property Damage - $100000/$250

Personal Injury Injury Protection - $2500

Nationwide Roadside Insurance - $200

Spare Parts - $2000

Trip Interruption Coverage - $150/$600

The Aggreed Upon Value - $12,000

Total 12-Month Policy Premium: $252

[syncrobuggy1]

This thread should really be changed to Ontario Dune Buggy Insurance as this is a provincial issue and not a country issue.

[PR_Buggy]

[UPDATE]

[911pickup]

[mrflew]

I am wondering if anyone in Ontario has been able to get insurance in the past 6 months. I keep running into a dead ends. 67 Manx that I have had off the road since 2011. Now the kids are a bit older I have time to drive it again. Unfortunately I haven't found a way to get insurance.

['70 Airloom]

Hey Mrflew,

I had the same issue a couple years back, per my post on page 2.

I could only get facilities insurance through a broker, which is still the case. When I renewed this spring, I asked my broker to look into alternatives again. Apparently they had just looked for someone else in Ottawa with a buggy...only insurance available was facilities. I called a couple other brokers to be certain and got the same answer.

Let me know us know if you find an alternative!

Good Luck!
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1970 Glitter Bug Sportsman Pickup

[oprn]

[PR_Buggy]

MrFlew and 70' Airloom....

Did you two not see my post above regarding Allstate insurance? Give them a try. The last time I checked, they were still providing insurance. I have to wait until next June before my record clears. I'm also doing a rebuild so I have to wait anyway. With any luck, Allstate won't cover them anymore and I'll be screwed. Get on it NOW... Good luck.

[mrflew]

[YellowBug1962]

Anyone have updates on the insurance for these in Ontario? Going through the ringer now with my newly purchased VW bug.

[YellowBug1962]

Have insurance and had to go through Facility as other have mentioned. Nothing else would take us...

[2088bob]

you are absolutely correct facility is the only game in town and that's if your broker will place it the days of kit cars and dunebuggies are over here in Ontario my berrien is still on the street for the moment but even my facility insurer is starting to wobble a bit

I don't want to say its a lost cause my broker is zehr BUT! all my business is there I think they may have grandfathered me
if trying to get insurance the last words out of your mouth should be dune buggy a definite no no go with kit car but your title will have to have the word kit in it

and the other thing to be aware of if you have a title that says example 1968 volkswagen beetle and you do manage to get insurance (but everybody wants pictures now adays) don't try that have a friend who insured his berrien rail that way

he went to make a claim the insurance would not pay because he had misrepresented what he had they also thinking of charging him with fraud at the moment

my car has been on the road since 1985 it is the only rabbit motor powered street legal sand rail in all of Canada also the highest mileage car but I fear my time is coming to an end my car is going up for sale in new York state