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dunebuggy1957 Samba Member
Joined: March 18, 2015 Posts: 31 Location: Parry sound
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Posted: Wed Mar 18, 2015 7:05 am Post subject: Canada Dune Buggy Insurance Is No Longer Possible? |
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unless you have a pre existing policy with hagerty they will no longer insure dune buggies. my dad has had the buggy insured for over 15 years with them. ive been waiting 8 years to meet their criteria and I find out as of 6 months ago they will no longer insure dune buggies. to my knowledge this is the only company that would insure dune buggies in Canada. they DO NOT want these cars on the road. I think this is absolutely ridiculous and something needs to be done. |
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didget69 Samba Member
Joined: July 22, 2004 Posts: 4925 Location: Raleigh, North Carolina
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Posted: Wed Mar 18, 2015 7:33 am Post subject: |
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I'm not sure that you have much option. Can you force the insurance company to insure a product that they don't wish to insure? How are others handling the insurance issue in Canada? Other Canadian buggiers will surely chime in -
Good Luck!
bnc _________________ I never found the need to impress people with any mechanic certifications, trophies or track wins... unless it was for Mom to post on the refrigerator door. |
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hopkin Samba Member
Joined: June 25, 2012 Posts: 2469 Location: Ottawa, Ontario
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Posted: Wed Mar 18, 2015 8:18 am Post subject: |
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Check with All-State, they are insuring my 'out of market' Mexican Beetle, maybe you'll have some luck with them. _________________ 1971 Super Beetle (past)
1971 Super Beetle (past)
1974 SunBug (past)
1972 914 (past)
1991 Honda Civic (Original Owner)
1996 'Open Air' Mexican Beetle (current)
2015 Golf (current)
2017 Dune Edition (daughter's car) |
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vincent9993 Samba Member
Joined: November 09, 2006 Posts: 2025 Location: Montreal
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Posted: Wed Mar 18, 2015 8:32 am Post subject: |
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Just like the USA, Canada's regulation on insurance is by province (state). In Quebec, we have a couple of options including a comprehensive insurer called La Turquoise which happens to be a division of Intact Insurance.
I was also able to get liability insurance on my red buggy through RBC Insurance but I can tell you that your success on getting the insurance from them will depend on the agent. I disclosed exactly what the buggy was and they insured it. I have not heard anyone else having success with RBC Insurance.
To stack the odds in your favor, when you call for insurance, be sure to ask for kit-car insurance and not dune buggy insurance. The term "Dune Buggy" resonates as off-road to almost all insurance firms and they hang up even before you have the chance to tell them your name...
I was working with a fellow enthusiast from Ontario last summer also having some challenges getting his buggy insured.
We tried contacting my Quebec contact at La Turquoise to see if they could offer any advice but did not have any info on out of province insurance.
The only lead we got was a collector's insurance called Lant Insurance Broker.
In the end the he found an insurance company/broker that offered appraised value in Brantford. If you like I can try to shoot him an email and see if he's willing to help you out.
Hope this helps a little. |
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dunebuggy1957 Samba Member
Joined: March 18, 2015 Posts: 31 Location: Parry sound
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Posted: Wed Mar 18, 2015 8:49 am Post subject: |
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Im dealing with the lant directly right now. my buggy is appraised as a 1957 dune buggy. modified from the beetle chassis. lant, hagerty, and Aviva are all connected and wont give me any consideration. |
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BL3Manx Samba Member
Joined: August 29, 2006 Posts: 6767 Location: Northern California
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Posted: Wed Mar 18, 2015 9:42 am Post subject: |
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Everyone who uses the Samba should enlist with the SEMA Action Network (SAN). SEMA is also active in Canada. Its the largest and most influential organization working for protection of our hobby. Enlist with them, tell them about the insurance situation and tell them you heard about SAN on The Samba.
http://www.semasan.com/page.asp?content=startpage&g=semaga |
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dunebuggy1957 Samba Member
Joined: March 18, 2015 Posts: 31 Location: Parry sound
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Posted: Wed Mar 18, 2015 9:50 am Post subject: |
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I agree and just signed up. we need to start taking action. everybody on this sight needs to join and start sticking up for there rights |
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BL3Manx Samba Member
Joined: August 29, 2006 Posts: 6767 Location: Northern California
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Posted: Wed Mar 18, 2015 10:18 am Post subject: |
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This thread needs to be made a sticky |
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Singerdude Samba Member
Joined: March 07, 2015 Posts: 464 Location: Quebec, Canada
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Posted: Wed Mar 18, 2015 12:40 pm Post subject: |
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I've been insured for a year with Intact, went through a broker, stating it was a modified beetle, wich it basically is. I faxed him a professional evaluation paper containing all the mods and it is insured for the full value. I didn't have any problem.
Vincent9993, I'm also from around Montreal, do you know any good VW mechanic/engine builder in QC? You can PM me with infos |
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dunebuggy1957 Samba Member
Joined: March 18, 2015 Posts: 31 Location: Parry sound
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Posted: Wed Mar 18, 2015 1:08 pm Post subject: |
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Im tring intact right now. On my appraisial is say "1957 dune buggy"
Hope they dont jump to any conclusions. It is just a modified beetle.
Ill let you know what happens |
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MacLeod Willy Samba Member
Joined: February 18, 2014 Posts: 933 Location: Ontario Canada
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Posted: Wed Mar 18, 2015 1:22 pm Post subject: |
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dunebuggy1957 wrote: |
I agree and just signed up. we need to start taking action. everybody on this sight needs to join and start sticking up for there rights |
Thanks for the heads up about SAN.
I just signed up as well.
Yes I tried for a week to get insurance as well. Finally found a broker that says he can do it but I'm not ready for the road yet. Hopefully by July.
Maybe I will get a rude awakening when the time comes but he indicated it shouldn't be a concern. Apparently he insure quite a few street rods in the area. Now if there is nothing more unsafe than some of them
Mine is open pipe frame, T4, automatic 003 |
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MacLeod Willy Samba Member
Joined: February 18, 2014 Posts: 933 Location: Ontario Canada
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Posted: Wed Mar 18, 2015 1:24 pm Post subject: |
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How do we (you) keep this going. I bet there are a lot of owners that don't know this might be our ticket |
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dunebuggy1957 Samba Member
Joined: March 18, 2015 Posts: 31 Location: Parry sound
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Posted: Wed Mar 18, 2015 1:24 pm Post subject: |
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What insurace company does your broker deal with?? |
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MacLeod Willy Samba Member
Joined: February 18, 2014 Posts: 933 Location: Ontario Canada
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Posted: Wed Mar 18, 2015 1:48 pm Post subject: |
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dunebuggy1957 wrote: |
What insurace company does your broker deal with?? |
He never told me and I never asked because I was so far from needing it at the time |
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Glassy Guy Samba Member
Joined: August 16, 2007 Posts: 212 Location: California
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Posted: Wed Mar 18, 2015 3:42 pm Post subject: |
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Hi Everyone. I just signed up as well. I'm sure we are all bothered by this. As it was said a Dune Buggy is no different than a T-Bucket or 32 Roadster when it pertains to safety.
Last edited by Glassy Guy on Wed Mar 18, 2015 3:46 pm; edited 1 time in total |
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herkster Samba Member
Joined: February 14, 2013 Posts: 428 Location: Boca Raton, FL
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Posted: Wed Mar 18, 2015 3:45 pm Post subject: |
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can you just register and insure it as a vw bug? we used to do that here in Florida. Then later after the rebuild I put special insurance on it due to the cost of the build. |
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dunebuggy1957 Samba Member
Joined: March 18, 2015 Posts: 31 Location: Parry sound
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Posted: Wed Mar 18, 2015 4:03 pm Post subject: |
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Unfortunatly that wont work here |
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MacLeod Willy Samba Member
Joined: February 18, 2014 Posts: 933 Location: Ontario Canada
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Posted: Wed Mar 18, 2015 4:22 pm Post subject: |
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I went to the licence bureau (DMV) and I needed an appraisal first before getting it transferred. I have the/a ownership card for a 58. They told me it must be registered as a 58 because that is what is on the "original" ownership.
I'm really alright with that! |
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didget69 Samba Member
Joined: July 22, 2004 Posts: 4925 Location: Raleigh, North Carolina
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Posted: Wed Mar 18, 2015 8:00 pm Post subject: |
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dunebuggy1957 wrote: |
I agree and just signed up. we need to start taking action. everybody on this sight needs to join and start sticking up for there rights |
Rights?
I'm not sure that there is a 'right' to insurance -
bnc _________________ I never found the need to impress people with any mechanic certifications, trophies or track wins... unless it was for Mom to post on the refrigerator door. |
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tgodber Samba Member
Joined: May 02, 2004 Posts: 410 Location: Okanagan Falls B.C. Canada
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Posted: Thu Mar 19, 2015 9:33 am Post subject: |
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Move to B.C. The weather in Ontario is crap.
We have ICBC which is Gov't owned insurance. My buggies are registered as 1966 and 1974 VW Beetles. Body style: Dune Buggy.
Took a little time searching the first time I registered one but now it is no problem. _________________ My wife said I never listen to her.
Or something like that! |
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